₹18/Day ICICI Lombard Family Health Insurance in 2025 Protect Your Family with ₹18/Day ICICI Lombard Family Health Insurance in 2025 In today’s unpredictable world, safeguarding your family’s health is more important than ever. With the rising cost of medical treatments and unexpected emergencies, a reliable health insurance plan can provide the financial cushion your family needs. To address this growing concern, ICICI Lombard offers a comprehensive Family Health Insurance Plan at just ₹18 per day.
This plan is not only affordable but also provides extensive coverage that ensures peace of mind for you and your loved ones. Whether it’s hospitalization, critical illness, maternity, or day-care procedures, this plan covers it all. Let’s dive deeper into the benefits, eligibility criteria, application process, and everything you need to know about ₹18/Day ICICI Lombard Family Health Insurance in 2025.
🎯 Why Choose ICICI Lombard Family Health Insurance in 2025?
Choosing the right health insurance is a critical decision that can impact your family’s financial stability. ICICI Lombard’s Family Health Insurance Plan provides comprehensive protection while being extremely cost-effective. With premiums as low as ₹18 per day (approximately ₹540/month or ₹6,480 annually), this plan offers coverage that ensures your family is financially protected against unforeseen medical expenses.
✅ Reasons to Opt for ICICI Lombard’s ₹18/Day Health Insurance Plan:
- Budget-Friendly Premiums:
Get comprehensive coverage for your entire family at just ₹18/day, making it affordable for all income groups. - Extensive Hospital Network:
Avail cashless treatment at over 6,500+ hospitals across India, ensuring quality healthcare without any financial stress. - Coverage for Day-Care Procedures:
This plan covers over 150+ day-care treatments, including surgeries, dialysis, chemotherapy, and more. - Pre and Post-Hospitalization Expenses:
Enjoy coverage for medical expenses incurred 30 days before hospitalization and 60 days after discharge. - Maternity and Newborn Cover:
Expecting families can benefit from maternity coverage and newborn care included in the plan. - Critical Illness Protection:
Add-on options for critical illness cover provide financial security in case of life-threatening diseases like cancer, heart attack, and stroke. - Tax Benefits Under Section 80D:
Premiums paid for this policy are eligible for tax deductions under Section 80D, helping you save on taxes while securing your family’s health.
🏥 Key Features of ₹18/Day ICICI Lombard Family Health Insurance
1. Affordable Premiums with Maximum Coverage
The highlight of this plan is its affordability. Starting at just ₹18/day, this plan offers coverage of up to ₹5 lakh per annum, ensuring that you don’t have to worry about the financial burden of medical emergencies.
2. Cashless Treatment Across India
ICICI Lombard has tied up with 6,500+ hospitals nationwide to provide cashless treatment. You can walk into any of these hospitals and receive quality treatment without making any upfront payments.
3. Pre and Post-Hospitalization Expenses
The plan covers medical expenses 30 days before hospitalization and 60 days after discharge, ensuring a seamless recovery process without financial worries.
4. Day-Care Treatment Coverage
With advancements in medical technology, several procedures can now be completed within 24 hours. ICICI Lombard covers 150+ day-care treatments, making it a versatile and comprehensive health insurance solution.
5. AYUSH Treatment Coverage
The plan also includes coverage for AYUSH treatments (Ayurveda, Yoga, Unani, Siddha, and Homeopathy), giving policyholders the flexibility to choose alternative treatment methods.
6. Maternity and Newborn Cover
Families planning to expand can take advantage of maternity coverage and newborn care under this plan. It covers delivery expenses, pre-natal, and post-natal care, along with vaccination costs for the newborn.
7. No Claim Bonus (NCB)
ICICI Lombard rewards policyholders with a No Claim Bonus (NCB) that increases the sum insured by up to 50% for every claim-free year, enhancing the overall coverage without increasing the premium.
8. Critical Illness Cover
This plan offers an optional critical illness rider that provides additional protection against life-threatening conditions such as cancer, stroke, and organ failure.
📚 Benefits of ₹18/Day ICICI Lombard Family Health Insurance Plan
💸 Financial Security for Your Family
Medical emergencies can strike at any time, and the expenses can be overwhelming. With ICICI Lombard’s family health insurance, you ensure that your loved ones receive the best medical care without depleting your savings.
🏥 Access to Quality Healthcare Nationwide
With a wide network of cashless hospitals, you can avail top-notch healthcare services in every corner of India.
🧘 Peace of Mind with Continuous Coverage
Knowing that your family is covered by a reliable health insurance plan provides peace of mind, allowing you to focus on your work and personal life without stress.
💰 Tax Savings and Financial Rewards
By investing in this policy, you not only secure your family’s health but also enjoy tax benefits under Section 80D, allowing you to save up to ₹25,000 per year (₹50,000 for senior citizens).
✅ Eligibility Criteria for ₹18/Day ICICI Lombard Family Health Insurance in 2025
🎟️ Who Can Apply?
- Adults aged 18 to 65 years can apply.
- Children aged 3 months to 25 years can be included under the plan.
- Coverage available for self, spouse, dependent children, parents, and parents-in-law.
📑 Medical Check-Up Requirements
Individuals above 45 years of age may be required to undergo a pre-policy medical check-up before the policy is issued.
📝 How to Apply for ₹18/Day ICICI Lombard Family Health Insurance in 2025?
Applying for this policy is simple and hassle-free. Follow these steps to secure your family’s future:
🔍 Step 1: Visit ICICI Lombard’s Official Website
Go to ICICI Lombard’s Official Website and select the Family Health Insurance Plan option.
🖥️ Step 2: Choose the Desired Plan
You can opt for additional riders like critical illness cover for enhanced protection.
📄 Step 3: Fill Out the Application Form
Provide essential details such as name, contact information, date of birth, and health history of the insured members.
💳 Step 4: Make the Payment
Pay the premium securely using net banking, debit/credit card, or UPI. Premiums start at just ₹18/day, making it an extremely affordable option.
📧 Step 5: Policy Issuance
Upon successful payment, you will receive the policy document via email, and your family’s health insurance coverage will commence immediately.
📚 Claim Process for ICICI Lombard Family Health Insurance
🏥 For Cashless Claims:
- Get admitted to a network hospital.
- Show your health card/policy details at the TPA desk.
- The hospital will coordinate with ICICI Lombard for pre-authorization.
- Once approved, you can avail of treatment without making any payments.
📚 For Reimbursement Claims:
- Avail treatment at any hospital of your choice.
- Pay the medical bills and retain all receipts.
- Submit all required documents to ICICI Lombard.
- Upon verification, the approved amount will be reimbursed to your account.
🎁 Conclusion: Safeguard Your Family’s Health with ₹18/Day ICICI Lombard Family Health Insurance
Investing in a reliable health insurance plan is one of the best financial decisions you can make for your family. ICICI Lombard’s ₹18/Day Family Health Insurance Plan in 2025 offers a perfect blend of affordability and comprehensive coverage, ensuring that your loved ones get the best possible care without any financial worries.
With benefits like cashless hospitalization, critical illness protection, maternity cover, and tax deductions under Section 80D, this plan guarantees a secure and healthy future for your family. Don’t wait until a medical emergency strikes—secure your family’s future today with ₹18/Day ICICI Lombard Family Health Insurance!
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Official ₹18/Day ICICI Lombard Family Health Insurance in 2025 Apply Links:
| ₹18/Day ICICI Lombard Family Health Insurance in 2025 Online Apply Link | CLICK HERE |
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